I regularly recommend managing your financial plan and investments yourself if at all possible.  It is not a trivial effort but no one is as invested (pun intended) in your financial affairs like you are.

Whatever you do, the impact on your financial advisor/broker is irrelevant.  I mean it’s nice to make money for them as well as for yourself I guess, but really they are just a tool to help you.

Fess Up

I am a big proponent of do it yourself investing.  No one can do it better than me.  However, I must confess I am fortunate to have an equal partner when it comes to financial planning and investing (my wife).

Without this  partnership I probably would consider employing a professional to assist me.

Fortunately that is not the case.  The real nice thing is my wife and I complement each other beautifully.  While she plays the financial analyst/ broker role I am the feisty client.  For us this interplay is natural and really works.

Self Serve  Financial Mgmt

If you can manage your own finances the results are probably better than trusting another person.   It does require a lot of effort though and the optimal scenario is probably the kind of partnership my wife and have created.

We are fortunate in being able to share equally the effort while collaborating and playing off each other to get the best from our skills.   We also share equally in successes and failures.  No finger pointing here.